How to Apply Wells Fargo Credit Card Reflect
Hey, Today we talked about How to Apply Wells Fargo Credit Card Reflect in 2022, a complete guide step by step. So Lets Get start
If you want Apply Wells Fargo Credit Card Reflect , You can Visit wells fargo official website | creditcards.wellsfargo.com
0% presentation APR for 18 months from account opening at appropriate purchase and transfer balance. APR presentation extension up to 3 months with small payments that arrive on time during the presentation and overtime. 13.24% to 25.24% variable APR afterwards. Transfers of balance made within 120 days are eligible for presentation rate and payment.
Wells Fargo Credit Card Reflect Quick facts
- Required Credit: 660-850
- Annual payment: $ 0
- Purchase presentation APR: 0% APR introduction up to 21 months from account opening
- Present balance transfer APR: 0% introduction APR up to 21 months from account opening for valid balance transfer made in the first 120 days
- Standard APR: 13.24% -25.24% Variable APR
Wells Fargo Credit Card Reflect Features and benefits
1. Mobile protection
Get up to $ 600 for mobile phone protection when paying your monthly mobile phone bill with your eligible Wells Fargo card (subject to a $ 25 deduction). Terms apply.1
2. Roadside Dispatch
The most sought after 24/7 dispatch network that provides emergency road service, towing, or lock service
you need them. For help, call 1-800-847-2869. See your guide to benefits for more information. Terms apply.
3. My Wells Fargo Offers
An easy way to repay cash in the form of a statement credit while shopping, eating, or enjoying an experience using your eligible Wells Fargo Credit Card. With My Wells Fargo Offers, you can get access to personal deals from a variety of retailers.
4. Zero bond protection
The built-in security features ensure that you will not be liable for any unauthorized activity, as long as it is reported promptly.
Wells Fargo Credit Card Reflect Pros
- The long 0% APR bar applies to both buy and transfer balances
- An incentive to get a better time for APR by making timely payments
- $ 0 annual fee
- Includes cell phone protection, road delivery and non-binding protection
Wells Fargo Credit Card Reflect Cons
- There are no rewards for spending money
- It charges 3% for foreign purchases
- Highlight other benefits besides the presentation APR
How do I apply for a transfer to Wells Fargo Reflect?
You can request a balance transfer when you apply for a credit card, which will be subject to approval.
If you already have a Wells Fargo Reflect Card, you can request a transfer transfer by signing in to the Wells Fargo OnlineOpens in the new window. Then select Transfer Balance Request under Account Management to view available offers. You can also call 1-800-642-4720.
Is there a limit to the balance of the Wells Fargo Reflect card?
If you are authorized to transfer the balance, the amount will be deducted up to your available credit limit and will include any balance transfer fees. If you have multiple balance transfer requests, the largest balance transfer request will be processed first.
Is there a balance transfer fee associated with the Wells Fargo Reflect Credit Card?
Yes, there is usually a balance transfer fee associated with the Wells Fargo Reflect Card. Please see the Important Credit Conditions. Opens in a new window. at the most current price and financial information.
How long will it take for a balance transfer to be sent to my Wells Fargo account?
It may take up to 14 days to transfer the balance to your Wells Fargo Reflect Credit Card account.
What is the Wells Fargo Reflect Card Credit Limit?
Wells Fargo excludes certain credit card limits of Wells Fargo Reflect. At present, however, your credit limit will be calculated based on your income, credit score and other debt.
If you are a current Wells Fargo Credit Card Customer and want to apply for the Wells Fargo Reflect℠ Card, you should also know that Wells Fargo reserves the right to redistribute your credit limit between your existing card and your new account.
Who qualifies for the presentation?
Before you apply, you should know that Wells Fargo sets limits on who qualifies for their introduction. Specifically, the bank states that you will not be eligible for the presentation of annual interest rates, fees and / or bonus offers if you open Wells Fargo Credit Card within the last 15 months from the date of this application and receive APR (s) introduction, fees and / or bonus offers – even if that account is closed and has a $ 0 balance. ”
You may also be eligible if you open another Wells Fargo credit card six months ago.